Virtual Terminal for Taking Card Payments over the Phone
Take card payments over the phone with a virtual terminal
Call us now on 0191 313 0300

With Opayo Pay By Phone MOTO solutions, merchants now have the opportunity to receive orders, and send deliveries in a flash by taking payments either via one of our stand alone card machines or our virtual terminal.
Whether you’re accepting card payments virtually, over the phone or via an online catalogue, our solutions ensure your business keeps moving when you aren’t able to take payments face-to-face or in-store. We understand many businesses are responding to the changing climate, that’s why our solutions are designed for use by sole traders, fast-food restaurants, independent retailers, pharmacies and small businesses who want to accept low-to-medium payments over the phone.
Our virtual terminal card payment solution is PCI DSS compliant and comes with built-in advanced fraud screening tools. You can have peace of mind knowing you can identify potentially fraudulent transactions quickly, helping protect you from any additional costs and chargebacks. This is particularly important in an environment when completing a card-not-present transaction as it’s harder to check that the persons identity. Rest assured you have end-to-end protection with PCI DSS compliance. For more information on MOTO and Virtual Terminal payments, please contact the Opayo team on 0800 077 3471.
Features & Benefits of our Virtual Terminal
Setting up a virtual terminal for your business is easier than ever before, without the need to invest in new systems or technology, simply log in and you’re ready to go. Our MOTO solutions are designed to maximise your sales opportunities by offering your customers a quick and efficient alternative way to pay.

Give Your Customers More Choice
Pay By Phone is easy to set up

Real Time Reporting on Every Transaction
Keep track of your cashflow in one place

Free Fraud Screening & Prevention Tools
Cardholder checks on name, address and postcode

Stay Connected to Your Customer
Take payments from customers anywhere, anytime

Multiple Payments at the Same Time
Multiple users can take orders on different devices

Multiple Currencies
Accept credit and debit card payments in over 25 currencies
What is the right MOTO Solution for my business?
Choosing the right MOTO solution for your business can seem somewhat confusing. We offer two main options, MOTO PAN Key Entry using your pin entry device or Virtual Terminal. Depending on your company’s needs, there is an ideal solution for you. Our MOTO Virtual Terminal has a more extensive product offering; you can benefit from transaction reporting, returns and refunds processing, and fraud screening tools to help identify any potentially fraudulent activity.
Merchants are able to accept card payments via the virtual terminal as well as use a manual PAN key entry system to complete transactions quickly and with ease. Take at our comparison chart to assist you in making the right decision.
Simple Pricing Plans
Choose from our Small Business or Corporate Solutions pricing plans.

Small Business
100 transactions per month - Free advanced fraud screening tools - 24/7 telephone, email and Twitter support - £15 /month

Corporate
1500+ transactions per month - Bespoke fraud screening tools - Dedicated account manager - Bespoke Pricing
Why Choose Opayo?
At Opayo, we use our expertise to help merchants across the world grow and expand their businesses

Experience
With years of working alongside businesses, we are confident that we can provide a service that is not only reliable but also completely secure.

Advice
Whether you want to take card payments over the phone or would like to set up an integrated POS system, we can offer you advice on which solution is ideal for you.

Support
Want to know more about virtual terminal? Our dedicated customer service team is available 24/7 to answer any queries or concerns. Simply contact us online or call on 0800 084 6797.

Colm Brady - Managing Director
"When a customer hands their credit card over to us, we just want the payment to go through, we don't want to worry about it. Using Opayo's Token system allows us to do that"
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Maolosia Connell - Marketing Manager
"We have lots of international customers and with Opayo they have the option to use Dynamic Currency Conversion so that they can pay in their own currency"
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Tom Freeman - Solutions Manager
"It's safe to say that ROLLER is going to continue to innovate with Opayo to provide a software platform that will allow us to be market leaders in the leisure and entertainment sector globally"
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