Before your account can go live you must first complete a number of tests on our system. You may also want to test your own integration fully to ensure everything is working as expected before you put your account live.
Because our test accounts have no connection to the banks live card and address details will not work. Any live card details that are used with our test platform will get rejected.
In order to allow you to test your account completely we have created a range of card details, address information, and 3D Secure passwords that will allow you to complete all transactional processes and responses on your account before going live.
Card Details
Because of this we have a list of card details that can be used to test your account and allow successful transactions to be processed.
Each card number will provide you with a different result when processing a transaction to ensure your website can handle all possible responses from our system.
Along with the different 3D Secure results each card type will return you are also able to test cards issued from multiple countries.
Card |
Card Number |
CardType Response from Opayo |
3D Secure Response from Opayo |
CV2 Value |
VISA |
4929 0000 0000 6 |
VISA |
Y |
123 |
VISA |
4929 0000 0555 9 |
VISA |
N |
123 |
VISA |
4929 0000 0001 4 |
VISA |
U |
123 |
VISA |
4929 0000 0002 2 |
VISA |
E |
123 |
VISA Corporate |
4484 0000 0000 2 |
VISA |
N |
123 |
VISA Debit |
4462 0000 0000 0003 |
DELTA |
Y |
123 |
VISA Electron |
4917 3000 0000 0008 |
UKE |
Y |
123 |
MasterCard |
5404 0000 0000 0001 |
MC |
Y |
123 |
MasterCard |
5404 0000 0000 0043 |
MC |
N |
123 |
MasterCard |
5404 0000 0000 0084 |
MC |
U |
123 |
MasterCard |
5404 0000 0000 0068 |
MC |
E |
123 |
Debit MasterCard |
5573 4700 0000 0001 |
MCDEBIT |
Y |
123 |
Maestro (UK Issued) |
6759 0000 0000 5 |
MAESTRO |
Y |
123 |
Maestro (German Issued) |
6705 0000 0000 8 |
MAESTRO |
Y |
123 |
Maestro (Irish Issued) |
6777 0000 0000 7 |
MAESTRO |
Y |
123 |
Maestro (Spanish Issued) |
6766 0000 0000 0 |
MAESTRO |
Y |
123 |
American Express |
3742 0000 0000 004 |
AMEX |
N/A |
1234 |
Diners Club/Discover |
3600 0000 0000 08 |
DC |
N/A |
123 |
JCB |
3569 9900 0000 0009 |
JCB |
N/A |
123 |
PayPal |
Use your own PayPal Sandbox details |
PAYPAL |
N/A |
N/A |
The 3D Secure responses are -
- Y - Enrolled, and will progress to the password page to complete verification.
- N - NOT Enrolled and will return a 3DSecureStatus=NOTAVAILABLE back to your system.
- U - Unable to verify enrollment and will return a 3DSecureStatus=NOTAVAILABLE back to your system.
- E - Error occurred during the 3D Secure verification. This will return a 3DSecureStatus=ERROR back to your system.
Each response is to ensure your website can handle the multiple responses that are sent from Opayo back to your site.
When using any of the cards above for testing you will also need to enter an expiry date. Any expiry date can be accepted as long as it is in the future from the date you are processing the test transaction.
Address Details
When using the test card details and processing a transaction you will be required to enter an address for the shopper.
We have assigned address details to each of the above cards that will be accepted on our test system.
When using the address details with the card details above the transactions will be able to processed successfully, along with passing both the simulated address and postcode fraud prevention checks.
Address : 88
Postcode : 412
3D Secure
If you have 3D Secure active on your account you will also be required to enter a password to complete the process.
We have a range of passwords that can be used to test the different responses that will be sent back by 3D Secure upon completion of the verification (PaRes).
To successfully complete 3D Secure you will need to enter - password (case sensitive) on the 3D Secure page.
If you would like to test the other 3D Secure responses that can be sent you will simply need to enter :
- A:D:06 - The Cardholder is not enrolled in the 3D Secure scheme and will return the 3DSecureStatus=ATTEMPTONLY
- U:N:06 - The 3D Secure authentication is not available and will return the 3DSecureStatus=INCOMPLETE
- E:N:06 - An error occurred during the 3D Secure authentication and will return the 3DSecureStatus=ERROR
By using these passwords you will be able to complete and test all other responses 3D Secure can return to you.