Merchant Services with Opayo
Merchant Services with Opayo
If you want to accept debit or credit card payments through a card machine, online or on the phone, you’ll need a merchant account. At Opayo, we can help you find a merchant account with competitive rates or work with your existing account or merchant ID
Call us now on 0191 313 0300
If you want to accept debit or credit card payments through a card machine, online or over the phone, you’ll need a merchant account.
What is a merchant account?
The merchant account is the link between you and your customers. A merchant account will check there are enough funds in a customer’s bank account to complete a transaction. If the correct funds are available, the payment will be accepted and funds from debit and credit transactions are deposited into the merchant account and will be released into your bank account in 3-5 business days.
To start processing transactions through our systems, you will first need a merchant number. You can apply for merchant numbers through your acquirer or apply for an account by using our own merchant account services. Currently, there are three types of merchant numbers accepted by Opayo: Ecommerce, Mail Order, Telephone Order (MOTO) and Continuous Authority. Click here for more information.
To speak to the Opayo team about setting up your merchant account, contact us on 0800 078 3940.
Features and Benefits of a Merchant Account
A merchant account can benefit businesses in many ways. Although setting up one may seem daunting, the process is relatively quick and easy to understand. Opayo can help you get competitive rates, improve your business cash flow through speedy authorisations and secure services. By offering a number of payment options, you can keep customers happy with a frictionless checkout.
Handheld Application Process
Apply for a merchant account quickly from your mobile phone.
Competitive Rates
We offer highly competitive rates for merchants; a tailored service to suit your business needs
Convenient
All your payment solutions and merchant services in one place.
24/7 Support
Our customer services team is available around the clock to assist you with any issues.
Accept a Range of Payment Types
Our merchant account services include Visa, MasterCard or American Express and more.
PCI Compliant
Reduce card fraud & ensure payments are processed securely
Start accepting payments today
When you have a merchant account through Opayo, you have the ability to accept transactions via a range of payment methods from online payments, face-to-face payments and virtual terminal payments. Our payment options are designed to suit your business requirements.
Whether a customer wants to make a purchase in-store or from the comfort of their home online, you will be able to cater for them. It’s important to know you may need multiple merchant accounts depending on how you accept payments. If you have multiple store locations with a card machine, we advise having a merchant account for each location. Similarly, if you want to accept online payments, you’ll also need a merchant account, even if you have one for your brick and mortar store. You will also need a different merchant account if you want to take card payments over the phone or via mail order
Opayo provides several payment solutions to allow your business to offer entirely flexible paying options to your customers. We cover everything from online payments to integrated P.O.S. systems that can be altered to fit your needs perfectly.
Payment solutions for your business
Opayo provides several payment solutions to allow your business to offer entirely flexible paying options to your customers. We cover everything from online payments to integrated P.O.S. systems that can be altered to fit your needs perfectly.
Phone
Process mail orders and payments over the phone securely using our intuitive web-based virtual terminal interface.
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Point of Sale
Omnichannel solutions to enable your customers to pay in-store, online, over the phone and mobile.
Find out moreWhy Choose Opayo?
One of the UK's leading payment providers Opayo are experts in helping businesses expand across the country.
Experience
With our innovative suite of products and services, your business can benefit from the best technology in the industry.
Advice
Our goal is to help you take payments securely while ensuring that transactions are made effectively and with little impact to your business.
Support
If you have any questions or concerns, you need not worry. With Opayo, you are guaranteed customer service 24/7 with no limits on queries, big or small.
Colm Brady - Managing Director
"When a customer hands their credit card over to us, we just want the payment to go through, we don't want to worry about it. Using Opayo's Token system allows us to do that"
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Maolosia Connell - Marketing Manager
"We have lots of international customers and with Opayo they have the option to use Dynamic Currency Conversion so that they can pay in their own currency"
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Tom Freeman - Solutions Manager
"It's safe to say that ROLLER is going to continue to innovate with Opayo to provide a software platform that will allow us to be market leaders in the leisure and entertainment sector globally"
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