Strong Customer Authentication Hub
SCA. What customers need to do to be compliant
Explore SCA, what it will mean for your business and your customers
SCA implementation timeline
Strong Customer Authentication (SCA) is a new set of rules that changes how consumers confirm their identity when making purchases online. The first phase of the rules were introduced on 14th March 2022 in the UK. The most recent milestone was the retirement of 3DSv1 on the 15th October 2022
SCA Timeline
Benefits of upgrading to the latest version of EMV 3D Secure
Although mandatory the introduction of Strong Customer Authentication as part of the Payments Services Directive 2 (PSD2) has made doing business easier, faster and safer going forward.
Added Security
Experience added security for your business and customers
More Confidence
Increased customer confidence when transacting with your business
Reduced Fraud and Chargebacks
Reduced fraud or chargebacks, liability shifts to the card issuer
Frictionless Customer Experience
Frictionless authentication and low friction challenges e.g. biometric authentication using fingerprint, facial or voice recognition that is quick and simple
Better Risk Judgement
Improved risk-based decisions using rich card holder data leading to higher approval rates
Full Support
Full support for all available exemption types and payment device types